I am an Assistant Professor in the Department of Finance and Business Economics at the Marshall School of Business at the University of Southern California. I received my Ph.D. in Economics from the University of Minnesota in 2015.

​My research interests lie in understanding key economic decisions of households with respect to consumption, savings, labour supply, and health and human capital formation. I am particularly interested in examining the role of family, uninsurable life-cycle risk, and public versus private transfers in governing these important household decisions, both in the case of the US and large emerging economies. To understand how household behavior shapes macroeconomic fundamentals, I build aggregate macro models with rich microeconomic foundations, by combining rigorous economic theory and large-scale survey data.

My paper on COVID-19: "COVID-19: Mitigation Measures and the Aftershock in an Overlapping Generations Model" (with Ayşe İmrohoroğlu)

Link to my recent CMIE webinar 

discussing my work on "Consumption Smoothing and Household Savings: Role of Demographics and Durables" (with Areendam Chanda and Jingyi Fang)


Department of Finance and Business Economics 

University of Southern California

701 Exposition Blvd, Ste 203

Los Angeles, CA 90089-1422

Office: 213-740-6522

Email: Neha.Bairoliya@marshall.usc.edu