
I am an Assistant Professor in the Department of Finance and Business Economics at the USC Marshall School of Business and an Associate Editor of Economic Inquiry. My research is in macroeconomics and labor and demographic economics, with a focus on pensions, retirement, population aging, health, and inequality. I combine heterogeneous-agent life-cycle models with large-scale survey and panel data to study how households and families respond to health and income risk over the life cycle, and how social insurance shapes those responses, in the United States and in large emerging economies.
Before joining USC, I was a postdoctoral fellow at the Harvard Center for Population and Development Studies. I received my Ph.D. in Economics from the University of Minnesota.
JOURNAL OF THE EUROPEAN ECONOMIC ASSOCIATION · accepted
Exercise or Extra Fries? How Behavior Impacts Health Over the Life Cycle (with V. Nygaard and R. Miller)
JOURNAL OF LABOR ECONOMICS · conditionally accepted
End-of-Life Liquidity (with K. McKiernan and G. Gallipoli)
JOURNAL OF DEVELOPMENT ECONOMICS · 2026
Consumption Smoothing and Household Savings: Role of Demographics and Durables (with A. Chanda, J. Fang, and F. Yang)
Recent
REVIEW OF ECONOMIC STUDIES · accepted
Revisiting Retirement and Social Security Claiming Decisions (with K. McKiernan)
Department of Finance and Business Economics · USC Marshall School of Business · 701 Exposition Blvd, Ste 203, Los Angeles, CA 90089-1422 · Office 213-740-6522 · Neha.Bairoliya@marshall.usc.edu

